Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of Dawn Capitium's website, tools, and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

This is a general draft provided for template purposes. It should be reviewed and adapted by a qualified professional before use in any live or jurisdiction-specific context.

1. Acceptance of Terms

By creating an account, accessing any part of the Service, or otherwise indicating your acceptance, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Description of Service

Dawn Capitium provides predictive analytics and informational tools intended to support investment research and decision-making. The Service is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. Any outputs, forecasts, scores, or insights generated by the Service are based on data, models, and assumptions that may be incomplete, outdated, or subject to error, and should not be relied upon as a sole basis for any decision.

3. Eligibility and Accounts

You must be able to form a legally binding contract to use the Service. If you register for an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account that you become aware of.

4. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

  • Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service.
  • Use automated means to scrape, harvest, or extract data from the Service without prior written consent.
  • Use the Service for any unlawful purpose or in violation of any applicable regulation.
  • Interfere with or disrupt the integrity or performance of the Service or its infrastructure.
  • Resell, sublicense, or redistribute outputs of the Service without authorization.

5. No Financial Advice

Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any security, financial instrument, or asset. All investment decisions involve risk, including the possible loss of principal, and you are solely responsible for any decisions made using information obtained through the Service. We strongly recommend consulting a qualified, licensed financial professional before making investment decisions.

6. Subscriptions and Payments

Certain features of the Service may require payment of fees. Where applicable, pricing, billing cycles, and renewal terms will be presented to you at the point of purchase. You are responsible for providing accurate billing information and for any applicable taxes. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the point of sale.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service are the property of Dawn Capitium or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; they grant only a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

8. Third-Party Services and Links

The Service may incorporate or link to third-party data sources, tools, or websites. We do not control and are not responsible for the content, accuracy, or availability of third-party resources. Your use of any third-party service is subject to that provider's own terms and policies.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Dawn Capitium and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Dawn Capitium and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may discontinue use of the Service at any time. Provisions that by their nature should survive termination will continue to apply.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Dawn Capitium operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through reasonable means, such as posting an updated version on this page with a revised effective date. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

16. Contact

Questions regarding these Terms should be directed through the contact channels made available on our website.